Kozhikode District Co-operative Bank Ltd, Koduvally

In the heart of the bustling trade hub of Koduvally, the Kozhikode District Co-operative Bank Ltd (KDCB) stands as a pillar of financial stability and community growth. For residents of Thamarassery, Koduvally, and the surrounding Malabar regions, this institution represents more than just a bank—it is a partner in local development. As part of the prestigious Kerala Bank network, the Koduvally branch combines traditional values with modern banking technology.

Branch Overview & Contact Information

If you are looking for a reliable directory listing for cooperative banking services in the Kozhikode district, the Koduvally branch is centrally located for easy access.

• Bank Name: Kozhikode District Co-operative Bank Ltd (A unit of Kerala Bank)

• Branch: Koduvally

• Address: I Floor, Karatt Building, Koduvally Branch, Near Thriveni Super Market, P.O. Koduvally, Kerala – 673572

• Phone Number: 0495 221 0209

• IFSC Code: KDCB0000046

• MICR Code: 673829041

Why Choose Kozhikode District Co-operative Bank in Koduvally?

The Koduvally branch of the Kozhikode District Co-operative Bank is strategically positioned near the Thriveni Super Market, making it a convenient stop for traders, farmers, and local families. As the banking landscape in Kerala evolves, this branch continues to offer specialized services tailored to the unique needs of the Koduvally and Thamarassery constituencies.

1. Integration with Kerala Bank

Following the historic merger of district banks, KDCB now operates under the umbrella of Kerala Bank. This transition has significantly enhanced the digital capabilities of the Koduvally branch. Customers now enjoy:

• RTGS/NEFT Facilities: Seamless fund transfers across India.

• Core Banking Solutions (CBS): Access your account from any Kerala Bank branch.

• Enhanced Security: Backed by the State Government of Kerala.

2. Supporting the Local Economy

Koduvally is world-renowned for its gold trade and commercial activities. The bank provides essential financial products to support these ventures:

• Gold Loans: Quick processing with competitive interest rates, ideal for the local business community.

• Agricultural Loans: Dedicated schemes for farmers in the Thamarassery belt.

• Small Business Credits: Helping local entrepreneurs scale their operations.

Services Offered at Koduvally Branch

The directory of services at the Kozhikode District Co-operative Bank is extensive, ensuring that every citizen—from students to senior citizens—finds a relevant financial product.

Savings and Deposits

• Savings Bank Account: A basic account with attractive interest rates and minimal maintenance requirements.

• Fixed Deposits (FD): High-yield investment options for long-term savings.

• Recurring Deposits (RD): Perfect for individuals looking to save a fixed amount monthly.

• Sayoojyam Deposits: Specialized schemes for various life milestones.

Loan Products

• Personal Loans: Financial assistance for medical emergencies, weddings, or travel.

• Vehicle Loans: Affordable financing for two-wheelers and four-wheelers.

• Housing Loans: Competitive rates to help you build your dream home in Malabar.

• Educational Loans: Empowering the youth of Koduvally to pursue higher studies.

How to Reach the Koduvally Branch

Located on the first floor of the Karatt Building, the bank is easily identifiable. It is situated right near the Thriveni Super Market, a landmark well-known to locals. If you are traveling from Thamarassery, it is a short 15-minute drive via the National Highway.

Frequently Asked Questions (FAQs)

What is the IFSC code for the KDCB Koduvally branch?

The IFSC code is KDCB0000046. This is required for all electronic fund transfers like NEFT and RTGS.

Does the bank offer mobile banking?

Yes, as part of the Kerala Bank network, customers can access mobile banking services for balance inquiries and fund transfers.

Is there parking available near the branch?

The Karatt Building area has limited street parking, but there are several nearby spots for customers visiting the bank or the Thriveni Super Market.