Koduvally Service Co-operative Bank
Koduvally Service Co-operative Bank
The Koduvally Service Co-operative Bank is a premier financial institution in the Kozhikode district, dedicated to providing reliable banking solutions to the local community. Established with a vision to empower the common man, it has grown into a Class One Special Grade Bank within the co-operative sector.
Contact Information
For inquiries regarding account opening, loans, or interest rates, you can reach the bank at the following details:
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Phone Number: 0495 221 0256
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Address: Koduvally, Kerala 673572
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Operating Hours: * Monday to Saturday: 10:00 AM – 5:00 PM
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Sunday: Closed
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Key Services Offered
The bank provides a comprehensive range of modern financial products tailored for individuals, farmers, and small businesses:
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Personal Banking: Savings Bank (SB) accounts, Current Deposits, and professional Safe Deposit Lockers.
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Loan Products: * Gold Loans: Fast processing with competitive interest rates.
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Housing Loans: Affordable financing for your dream home.
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Agriculture & Business Loans: Support for local farmers and entrepreneurs.
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Education Loans: Helping students achieve their academic goals.
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Digital Facilities: The bank is equipped with Core Banking, RTGS/NEFT for fund transfers, and SMS banking for real-time account updates.
Why Choose Koduvally Service Co-operative Bank?
As a local institution, the bank understands the specific needs of the Koduvally and Thamarassery regions. They are known for offering:
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Higher interest rates on Fixed Deposits (FD) compared to many commercial banks.
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Lower interest rates on various loan schemes.
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Personalized customer service and community trust built over decades.
Frequently Asked Questions (FAQ)
1. What is the IFSC Code for Koduvally Service Co-operative Bank? The bank often uses the Kerala State Co-operative Bank (Kerala Bank) network for electronic transfers. You should verify with the branch if the specific code KSBK0001634 applies for your transaction.
2. Does the bank provide gold loan facilities? Yes, gold loans are one of their primary services, offering instant liquidity with minimal documentation.
3. Is there a locker facility available? Yes, the bank provides safe deposit lockers in various sizes to keep your valuables secure.