Federal Bank ATM cum CDM Koduvally: Your 24/7 Banking Hub in Iris Tower

Are you looking for a reliable way to manage your cash without waiting for bank hours? The Federal Bank ATM cum CDM in Koduvally is one of the most vital financial touchpoints for residents and travelers in the Thamarassery-Koduvally region. Located strategically in Iris Tower, this facility offers much more than just cash withdrawals; it is a full-service Cash Deposit Machine (CDM) designed to simplify your daily financial life.

In this comprehensive directory listing, we provide everything you need to know about this branch’s automated services, location details, and how it serves the growing community of Koduvally.

Quick Contact and Location Details

Services Offered at Federal Bank Koduvally ATM/CDM

This facility is part of Federal Bank’s “Digital Bank with a Human Face” initiative, ensuring that high-tech banking remains accessible to everyone. Unlike a standard ATM, the CDM (Cash Deposit Machine) functionality allows for real-time transactions that previously required a bank teller.

1. 24/7 Cash Deposit

Gone are the days of rushing to the bank before 3:30 PM to deposit money. Whether you are a local merchant in Koduvally or an individual saving for a rainy day, you can deposit cash into your Federal Bank account instantly at any hour.

• Card-based Deposit: Simply swipe your debit card.

• Cardless Deposit: Deposit money by entering the account number (handy for sending money to family).

2. Instant Cash Withdrawal

Equipped with high-uptime technology, this ATM ensures that you have access to liquid cash whenever you need it. It supports all major domestic and international card networks including RuPay, Visa, and Mastercard.

3. Account Management & Mini Statements

Need to track your recent spending? Use the machine to generate a Mini Statement or perform a Balance Enquiry. This is a quick way to verify transactions without logging into a mobile app.

4. PIN Services & Secure Transactions

You can change your Debit Card PIN or activate a new card directly at the Iris Tower terminal. With 24/7 CCTV surveillance and a secure cabin, your safety is prioritized.

Why This Location Matters in the Koduvally Directory

Koduvally is widely known as the “Gold Hub” of Kerala, and with high-value trade happening daily, the need for reliable banking infrastructure is paramount.

Proximity to Thamarassery

Located just a short drive from Thamarassery, this Federal Bank facility serves as a critical link for those traveling along the Wayanad Road (NH 766). If you are heading towards the Thamarassery Ghat (Churam) and realized you forgot to deposit business earnings or withdraw travel cash, the Iris Tower location is the most convenient pitstop.

Accessibility

The Iris Tower location features:

• Ample Parking: Easy access for two-wheelers and cars.

• Ramp Facility: Designed to be accessible for elderly citizens and differently-abled individuals.

• Nearby Landmarks: Situated in the heart of Koduvally’s commercial zone, making it easy to find even for first-time visitors.

Frequently Asked Questions (FAQ)

1. Can I deposit money into other bank accounts from this CDM?

Generally, Federal Bank CDMs allow deposits into Federal Bank accounts. For other banks, it is best to use NEFT/IMPS via the FedMobile app.

2. What is the daily withdrawal limit?

The limit depends on your specific Federal Bank Debit Card type (e.g., Crown, Pride, or Imperio). Standard limits typically range from ₹20,000 to ₹50,000 per day.

3. Is there a charge for using the Cash Deposit Machine?

Deposits made during business hours are usually free, but some nominal charges may apply for transactions made after-hours or on holidays, depending on your account type.

4. What should I do if the machine swallows my card?

Immediately contact the toll-free number 1800 425 1199 or visit the Federal Bank Koduvally branch located in the same or adjacent building.