Canara Bank Koduvally: Your Comprehensive Banking Guide

Koduvally, known as the “Gold City” of Kerala, is not just a hub for jewelry but also a critical commercial center in the Kozhikode district. For the residents and business owners of Koduvally and nearby Thamarassery, Canara Bank serves as a cornerstone of financial stability and growth.

This listing provides detailed information about the Canara Bank branch located on the Calicut-Wayanad Road, ensuring you have all the facts for your next visit or digital transaction.

Branch Overview

The Canara Bank Koduvally Branch is a key nationalized bank serving the local community. It is strategically positioned to cater to the heavy traffic along the Wayanad highway, making it accessible for both local residents and those traveling between Kozhikode and the high ranges.

Essential Branch Details

Services Offered at Koduvally Branch

Canara Bank provides a 360-degree banking experience. Whether you are a student looking for an education loan or a gold merchant requiring a secure current account, this branch offers specialized products:

1. Personal Banking

• Savings Accounts: Multiple variants including basic savings and premium accounts with higher transaction limits.

• Fixed & Recurring Deposits: Competitive interest rates for long-term wealth creation.

• Safe Deposit Lockers: Essential for the gold-centric economy of Koduvally.

2. Loan Products

• Gold Loans: Fast processing with minimal documentation, a highly popular service in the Koduvally region.

• Housing Loans: Affordable home financing for those building in the Thamarassery-Koduvally belt.

• Vehicle Loans: Loans for two-wheelers and four-wheelers.

• MSME Loans: Tailored financial support for local small-scale industries and traders.

3. Digital Banking Support

The branch provides assistance for setting up:

• Canara ai1 Mobile App: The unified mobile banking solution.

• Internet Banking: Secure portal for NEFT/RTGS/IMPS transfers.

• UPI Services: Onboarding for seamless daily payments.

Operating Hours & Schedule

Plan your visit according to the standard banking hours in Kerala:

• Monday to Friday: 10:00 AM to 4:00 PM (Public transactions)

• Saturdays: 10:00 AM to 4:00 PM (Closed on 2nd and 4th Saturdays)

• Sundays: Closed

• Lunch Break: Usually between 1:30 PM and 2:00 PM

Note: The ATM located at the branch premises is functional 24/7, providing cash withdrawal and mini-statement services even after banking hours.

Why Use This Directory Listing?

In an era of digital misinformation, having the correct IFSC Code (CNRB0003487) is vital. Using an incorrect code for NEFT or RTGS can lead to transaction delays or failures. This directory entry is verified to help the residents of Koduvally, Thamarassery, and Omassery manage their finances with confidence.

Nearby Locations Served

• Thamarassery (6.5 km)

• Omassery (5.5 km)

• Kunnamangalam (7.2 km)

• Manipuram (2.1 km)

Frequently Asked Questions (FAQs)

What is the IFSC code for Canara Bank Koduvally?

The IFSC code is CNRB0003487. This is used for all electronic fund transfers like NEFT, RTGS, and IMPS.

Is the bank open on Saturdays?

The bank is open on the 1st, 3rd, and 5th Saturdays of the month. It remains closed on the 2nd and 4th Saturdays as per RBI guidelines.

How can I contact the Koduvally branch manager?

You can visit the branch in person at the Calicut-Wayanad Road location or call the local landline at 0495-2211800. For general queries, the national toll-free number is 1800 1030.