Local Banking Directory: Thamarassery & Koduvally Region
Local Banking Directory: Thamarassery & Koduvally Region
1. Koduvally Region (Pincode: 673572)
Koduvally is a major commercial hub, particularly known for its jewelry trade, and is served by several robust co-operative and nationalized banks.
| Bank Name | Address | Phone / Contact |
| Koduvally Service Co-operative Bank | Koduvally, Kerala 673572 | 0495 221 0256 |
| Federal Bank | Iris Tower, Koduvally, Kozhikode – 673572 | 1800 420 1199 |
| State Bank of India (SBI) | Wayanad Road, Koduvally, Kozhikode – 673572 | 0495 221 0233 |
| Canara Bank | No. 3/1156 B, Calicut-Wayanad Road, Koduvally | 0495 221 0231 |
| Koduvally Urban Co-operative Bank | Koduvally, Kozhikode – 673572 | 0495 221 1618 |
| Kerala Gramin Bank | Koduvally, Kozhikode – 673572 | 0495 221 1045 |
2. Thamarassery Region (Pincode: 673573)
As a gateway to the Wayanad hills, Thamarassery hosts a variety of private and public sector banks to support its growing infrastructure.
| Bank Name | Address | Phone / Contact |
| HDFC Bank | V K Shopping Complex, Opp. KSRTC Depot, Thamarassery | 1800 202 6161 |
| Axis Bank | V K Hussain Kuttihaji Bldg, Wayanad Road, Thamarassery | 1860 500 5555 |
| South Indian Bank | Matha Towers, Wayanad Road, Thamarassery | 0495 222 2480 |
| Federal Bank | Maharani Shopping Complex, Wayanad Road, Thamarassery | 0495 222 3414 |
| Thamarassery Service Co-operative Bank | Thamarassery Post, Kozhikode – 673573 | 0495 222 2253 |
| Canara Bank | Laila Nilayam, Karaday Bazar, Thamarassery | 0495 222 2235 |
3. Surrounding Areas (Omassery & Kattippara)
For those residing on the outskirts of these two main hubs, these local branches offer convenient alternatives.
| Bank Name | Location | Address |
| Omassery Service Co-op Bank | Omassery | Omassery P.O., Kozhikode – 673582 |
| Kerala Gramin Bank | Kattippara | SH 29, Kattippara, Kozhikode – 673573 |
| Kozhikode District Co-op Bank | Narikkuni | Uperas Building, Narikkuny – 673585 |
Why Choose Local Co-operative Banks?
Service Co-operative banks like the Koduvally Service Co-operative Bank play a pivotal role in the local economy. They often provide:
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Tailored Agricultural Loans: Specifically designed for the region’s farmers.
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Gold Loans: Fast processing with competitive interest rates, vital for the local trade.
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Community Focus: Profit-sharing and localized decision-making that benefits the immediate neighborhood.
Tips for Choosing a Bank in the Region
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Accessibility: Ensure the bank has a functional ATM or mobile banking app if you travel frequently between Kozhikode and Wayanad.
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Service Type: For business needs, HDFC or Axis in Thamarassery may offer more specialized corporate tools, while Co-operative banks are excellent for personal savings and local credit.
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IFSC Verification: Always double-check the IFSC code (e.g.,
FDRL0001414for Federal Bank Thamarassery) before making online transfers.